Note vs. Deed in Florida: The Mortgage Distinction That Protects Your Home — and Your Spouse
Most people who have a mortgage think “the loan” and “the deed” are the same thing. They’re not — and the difference between your promissory note (who owes the money) and your mortgage/deed of trust (who pledged the property) can protect you legally, affect your estate, and determine what happens if a spouse can’t qualify for a loan. Here’s the complete Florida guide.
