Updated September 29, 2026.
About a year ago I wrote about a new neighborhood coming to North Lakemont Avenue. At the time it was mostly an idea, a site plan, and a lot of patience from the people behind it. Today there’s a model home going vertical, courtyard homes coming out of the ground, permits in hand on several more lots, and a real price sheet. So it’s time for an honest update.
I recently sat in on a presentation from the developer and the builder, and I came away with a much clearer picture of what The Enclave is, who it’s really for, and what buyers need to know before they fall in love with a lot. Here’s what I learned, in plain English.
A little history
Winter Park Christian Church was founded in 1958 by members of Orlando’s Central Christian Church who lived in the Winter Park area and wanted a church close to home. The church sat on six acres on Lakemont Avenue, across from Taylor Avenue. If you grew up in Winter Park, you may have walked, driven, or even ridden your bike across its large front yard.
Before: the original Winter Park Christian Church sign on Lakemont.
The congregation wanted to preserve the church and its history for our community. So the developer built them a new church building on the Lakemont frontage and turned the land behind it into this wonderful community.
Today: the new Winter Park Christian Church (Disciples of Christ).
Why The Enclave matters
The City Commission approved the plan in 2022. According to the developer, it’s the first master-planned subdivision Winter Park has approved in about 22 years.
That matters for you as a buyer for one simple reason: new construction inside Winter Park is scarce, and it’s not getting less scarce. Most new homes here are one-off teardowns on existing streets. A whole new street where you know exactly what gets built next to you is rare.
What’s actually been built so far
Here’s the status as the developer described it this month:
- The model home is at 906 Enclave Place (Lot 13). It’s in what builders call the “pretty stage,” with cabinets, trim, and paint going in, and is expected to finish around the end of the year.
- Courtyard homes: two are coming out of the ground now (Lots 3 and 4), with more in permitting behind them.
- Single-family homes: Lots 15 and 16 are permitted or permit-ready, and Lot 18 is in permitting.
- Lot 17 is being redesigned as a single-story, 4-bedroom-plus-office home for buyers who are done with stairs.
Want to see the builder’s finish quality before the model is done? FG Schaub recently finished a home on Mulford in Winter Park using one of these floor plans. Ask me and I’ll set up a walk-through.
Courtyard homes vs. single-family pool homes
Courtyard homes (12 homes)
These are clever. Each building holds two homes, but from the street it reads as one single-family house. Each home has its own entrance, its own garage off a private rear alley (think Baldwin Park), a 12×10 covered lanai, and a private walled courtyard with an 8-foot privacy fence. There’s room for a splash pool if you want one.
Inside, you get 4 bedrooms in just under 2,800 square feet, with a primary suite downstairs and another primary-sized suite upstairs. The wall between the two homes is concrete block with a 2-hour fire rating, which also means very good sound separation. The corner homes (Lots 1, 2, 3, and 12) have extra-wide courtyards.
Who they’re for: downsizers, busy professionals, medical staff (AdventHealth Winter Park is about two blocks away, per the developer), and anyone who wants Winter Park without weekends spent on yard work.
Single-family pool homes (11 homes)
Every single-family home includes a pool and a summer kitchen in the price. Homes run from about 3,525 to 4,150 square feet, mostly 5 bedrooms. Six of them are larger estate lots that back up to the park. As part of the city approval, every house was designed up front with its own elevation, so you won’t end up on a street of identical boxes.
What’s included (this is where it gets interesting)
A lot of builders quote a base price and then the “real” house costs 20% more. The Enclave’s standard list is unusually generous:
- Sub-Zero and Wolf appliance package (48″ built-in fridge, 36″ gas range, microwave drawer) plus an Asko dishwasher
- Summer kitchen with a Bull grill and outdoor fridge
- Concrete block first floor, tankless gas water heater, spray-foam insulation, zoned HVAC
- 10-foot first-floor ceilings, engineered wood floors, frameless glass showers, quartz counters
- Security system, Ring doorbell, EV charger prewire
- City of Winter Park utilities, with permit and impact fees included
The developer’s stated goal is to keep pricing under about $600 per square foot, and he was candid that pricing may change as later phases come online.
2026 pricing
Here’s the range from the builder’s September 2026 price sheet. Your final price is the base price plus whatever upgrades you choose.
| Home type | Size | Beds | Base price range |
|---|---|---|---|
| Courtyard homes (Lots 1–12) | 2,738–2,756 sq ft | 4 | $1,550,000–$1,650,000 |
| Single-family pool homes (Lots 14–23) | 3,525–4,150 sq ft | 4–5 | $2,070,000–$2,475,000 |
Some MLS listings have shown courtyard homes from $1,495,000. Prices change by phase, so always confirm the current sheet. See the full lot-by-lot table on my Enclave Winter Park page.
HOA, schools, and the questions everyone asks
HOA: The developer’s current estimate is about $320 to $340 a month. That covers lawn care, fertilization, and pest control for everyone, plus irrigation for the courtyard homes. It’s an HOA, not a condo association. It’s also a city street, so it isn’t gated.
Schools: Lakemont Elementary is just up the street. The developer indicated Maitland Middle and Winter Park High School. Zoning is address-specific, so confirm with OCPS.
The church: The church remains on its Lakemont frontage in its new building, with its own drive and parking. Seating is capped at about 150, and the church is not part of the HOA.
Rentals: The neighborhood is designed for owner-occupants, and the developer doesn’t expect rentals while homes are still selling. If you’re thinking investment, read the HOA documents carefully first.
How buying works: the 60-day path
This is the part I want every buyer to understand before they write a contract. It’s not a resale purchase and it’s not a typical production-builder contract.
- Pick your lot and plan. The design is already done, but you can modify it.
- Sign the Lot Purchase Agreement with a $10,000 deposit held in escrow by Premier Title.
- 30-day due diligence. Meet the builder, choose finishes with the designer, and lock down financing. Your deposit is fully refundable during this window.
- Sign the construction contract. The deposit goes hard and permits are applied for.
- Close around day 60. One closing covers the lot and the construction contract, and you fund the construction start.
- Build. Typically about 9 to 10 months to a finished home.
The financing part most buyers underestimate
Because you close on the lot and fund the start of construction, most financed buyers at The Enclave need construction financing, not a standard mortgage. And at these prices, most loans will be above the 2026 conforming limit of $832,750, which makes them jumbo loans.
That combination (construction plus jumbo) narrows the field of lenders a lot. Here are the realistic paths:
- One-time close construction-to-permanent: one approval, one closing, interest-only during the build, then it converts to your permanent loan.
- Jumbo construction: fewer lenders, stronger credit (often 720+), more reserves, and some programs limited to primary residences.
- VA construction for veterans: eligible veterans may be able to finance well above the conforming limit with little or nothing down on a primary home. Most veterans never use this benefit.
- Cash, with a plan: pay cash for the build and decide on financing after completion, or use builder cash at closing toward a rate buydown.
With a 30-day due diligence clock, you do not want to start shopping for a construction lender on day 20. This is exactly why I built my practice around One Agent. One Lender. I’m a licensed REALTOR® and a licensed Mortgage Broker, so your contract deadlines and your loan deadlines are handled by the same person. You can also start on the mortgage side at Jhenesis Mortgage.
Early buyer incentives
Right now the builder is offering early buyers a choice: cash at closing, or a larger credit toward upgrades and options, worth up to $90,000 depending on the home type. These are new, limited, and subject to change, so I share the exact terms one-on-one along with how they fit your financing.
Want the incentive details and a real payment estimate?
Use the calculators on my Enclave page, or just call. I answer my own phone.
Visit The Enclave Page Call or Text 407-603-1664My honest take
I’ve been doing this for over 24 years, and pre-construction always comes down to two questions: do you trust the builder, and do you have your financing figured out before the clock starts? FG Schaub has been building in Winter Park for decades, and the developer chose one builder on purpose. The design work is already done, which removes a lot of the usual guesswork. The piece that trips people up is the financing, and that’s the piece I can take off your plate.
If you’ve been waiting for new construction in Winter Park that doesn’t require buying a teardown and starting from zero, this is worth a serious look while the early pricing and incentives are still on the table.
Frequently asked questions
Where is The Enclave Winter Park?
760 N Lakemont Ave, Winter Park, FL, across from Taylor Avenue, on the original Winter Park Christian Church grounds near Lakemont Elementary. Homes have Enclave Place addresses.
How much are homes at The Enclave?
On the September 2026 price sheet, courtyard homes are $1,550,000 to $1,650,000 and single-family pool homes are $2,070,000 to $2,475,000 before upgrades.
Who builds The Enclave?
FG Schaub Custom Homes is the only builder.
How long does it take to build?
Construction can start about 60 days after you sign the lot contract, and the typical build takes about 9 to 10 months.
Is the deposit refundable?
Yes. The $10,000 deposit is fully refundable during the initial 30-day due diligence period, subject to the Lot Purchase Agreement.
Do I need a construction loan?
Most financed buyers do, because you close on the lot and fund the construction start. Options include one-time close, jumbo construction, and VA construction loans.
Stacy Ann Stephens | REALTOR®
Keller Williams Realty Winter Park
147 W Lyman Ave, Winter Park FL 32789
407-603-1664
Mortgage Broker NMLS #1933745 · Jhenesis Mortgage NMLS #2532705
Stacy Ann Stephens is not the builder’s listing agent and is not affiliated with the developer or FG Schaub Custom Homes. Pricing, features, HOA estimates, incentives, and timelines are based on builder and developer materials as of September 2026 and are subject to change. Renderings are artist’s concepts. All loans subject to credit approval. Equal Housing Opportunity.