Title Insurance in Florida: Owner vs. Lender Policy, Who Pays, Red Flags, and What to Look For

by Stacy Ann Stephens-Realtor & Mortgage BrokerBuyer Resources, Closing Process, Florida Real EstatePosted on No Comments

Title insurance is one of those closing costs most buyers sign without fully understanding. Here’s exactly what it covers, why you need both policies (and what happens if you skip one), who pays in each Florida county, how to read your commitment, and the red flags that should stop your closing.

Title vs. Deed in Florida: What Every Homeowner and Buyer Needs to Understand Before Signing Anything

by Stacy Ann Stephens-Realtor & Mortgage BrokerBuyer Resources, Florida Real Estate, Seller ResourcesPosted on Comments are Disabled

Most Florida homeowners confuse the title and the deed — they’re not the same thing, and that confusion can cost you your home. A title is what you own. A deed is the document that proved the transfer. Here’s the complete guide to how they work, what can go wrong, and how to protect yourself in 2026.