Property Survey When Buying a Home in Florida: What It Is, When You Need One, and Every Red Flag to Know

by Stacy Ann Stephens-Realtor & Mortgage BrokerBuyer Resources, Closing Process, Florida Real EstatePosted on No Comments

Your lender may require a survey. Your title company needs one to remove the survey exception from your policy. And you need one to know exactly what you’re buying. Here’s everything Florida buyers need to know about property surveys — types, costs, who pays, and the red flags that can derail a closing.

Title Insurance in Florida: Owner vs. Lender Policy, Who Pays, Red Flags, and What to Look For

by Stacy Ann Stephens-Realtor & Mortgage BrokerBuyer Resources, Closing Process, Florida Real EstatePosted on No Comments

Title insurance is one of those closing costs most buyers sign without fully understanding. Here’s exactly what it covers, why you need both policies (and what happens if you skip one), who pays in each Florida county, how to read your commitment, and the red flags that should stop your closing.