House Hacking Central Florida 2026: How to Let Rental Income Pay Your Mortgage — ADU, Duplex, Short-Term Rental, and More

What if your tenant paid your mortgage while you built equity? House hacking is the most accessible wealth-building strategy in Central Florida in 2026 — and you can start with as little as 3.5% down using an FHA loan. Here’s every strategy, every loan program, and a cash flow calculator to see if the numbers work for you.